Foreclosure Assistance

If You Are Struggling to Make Your Mortgage Payment

Foreclosure is the least desirable option for everyone involved and there are many resources available to homeowners to help avoid foreclosure.  All of the resources below are provided at no cost.  You should be extremely cautious about anyone promising to fix your problems for a fee.

Below are just a few examples of reputable programs and organizations that can help homeowners who are struggling to pay their mortgage.

Making Home Affordable Program

The U.S. Department of Housing and Urban Development’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

To apply for the program or check your eligibility please visit:


The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD intermediaries that have offices across the United States. If you think you may be in danger of foreclosure, it is time to call the Homeowner's HOPE™ Hotline at 888-995-HOPE™, a counseling service provided by the Homeownership Preservation Foundation.

You can also visit the HOPE NOW website at


Springboard is a non-profit consumer credit management organization formed as Consumer Credit Counseling Service of the Inland Empire in 1974 by local business leaders and credit grantors.  If you are behind on your mortgage or rent payments or you anticipate not being able to make consistent housing payments, a certified counselor can address your present financial situation and provide you with expert suggestions and options.

To contact Springboard you can visit their website at

Fair Housing Council of Riverside County

If you find that you are unable to make your mortgage payment, The Fair Housing Council of Riverside County, Inc. and its certified housing counselors can help.  Confidential one-on-one counseling is available to help you review your current financial situation and develop a workable plan to meet your financial needs. The counseling session is designed to help you determine the cause of the delinquency, develop a monthly spending plan and discuss possible options to enable you to meet your mortgage obligations. The services of this program are free and will empower each homeowner to take the appropriate actions necessary to avoid delinquency, default and/or foreclosure.

To contact Springboard you can visit their website at

Loan Scam Alert

Loan modification scams are proliferating at a rapid pace. Every day, scam artists prey on unsuspecting homeowners who are facing foreclosure. These homeowners are losing thousands of dollars and their homes—lured by the promise of loan modification help.  To combat this issue, Congress asked NeighborWorks America® to launch a national public education campaign. The campaign will empower homeowners to protect themselves against loan modification scams, find trusted help and report illegal activity to authorities.

For more information on the Loan Scam Alert campaign please visit