Foreclosure Assistance
If You Are Struggling to Make Your Mortgage Payment
Foreclosure is the least desirable option for everyone involved and there are many resources available to homeowners to help avoid foreclosure. All of the resources below are provided at no cost. You should be extremely cautious about anyone promising to fix your problems for a fee.
Below are just a few examples of reputable programs and organizations that can help homeowners who are struggling to pay their mortgage.
Fair Housing Council of Riverside County
If you find that you are unable to make your mortgage payment, The Fair Housing Council of Riverside County, Inc. and its certified housing counselors can help. Confidential one-on-one counseling is available to help you review your current financial situation and develop a workable plan to meet your financial needs. The counseling session is designed to help you determine the cause of the delinquency, develop a monthly spending plan and discuss possible options to enable you to meet your mortgage obligations. The services of this program are free and will empower each homeowner to take the appropriate actions necessary to avoid delinquency, default and/or foreclosure.
To contact Springboard you can visit their website at www.fairhousing.net
Loan Scam Alert
Loan modification scams are proliferating at a rapid pace. Every day, scam artists prey on unsuspecting homeowners who are facing foreclosure. These homeowners are losing thousands of dollars and their homes—lured by the promise of loan modification help. To combat this issue, Congress asked NeighborWorks America® to launch a national public education campaign. The campaign will empower homeowners to protect themselves against loan modification scams, find trusted help and report illegal activity to authorities.
For more information on the Loan Scam Alert campaign please visit www.loanscamalert.org